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Forest

Septic System Assistance

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Program level:

Local

Provider:

Department of Environmental Quality (DEQ) and Craft3

Benefits provided: 

Financial

Land use:

Forest, Agriculture

Water-focused program: 

No

Financial assistance to repair septic systems damaged in Oregon's 2020 Wildfires

Overview

Description:

The Department of Environmental Quality (DEQ) and Craft3 are partnering to offer a unique financial aid package to help homeowners impacted by the 2020 wildfires. Fire-impacted homeowners can apply for both a loan and a grant to repair or replace their onsite septic system. Eligible borrowers will be offered grant resources on a sliding scale based on annual household income. This grant award can cover a significant share of project costs. Onsite septic system project costs that exceed the grant award can be covered by an affordable Craft3 loan.
Financial assistance only covers the cost of the following:
- Costs of onsite septic system repair or replacement
- Labor must be performed by a licensed installer
- Design fees are eligible

Eligibility:

To be eligible you must be located within a qualified zip code (see website), and one of the following documents must be provided:
- Federal Emergency Management Agency (FEMA) determination letter
- Homeowner insurance claim documentation of the wildfire damage
- Existing septic system evaluation reports documenting fire damage
- "Right of entry" document
- County verification
- Fire debris cleanup by the state or its contractor’s records

Financial benefit: 

Grants and loans are determined by income based on the most recent calendar year.
See the website for a full breakdown.

Contact information

Information last updated on July 15, 2025.

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