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Noninsured Crop Disaster Assistance Program
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Program level:
National
Provider:
USDA Farm Service Agency, Natural Resources Conservation Service (NRCS)
Benefits provided:
Financial
Land use:
Agriculture
Water-focused program:
No
Financial assistance to producers of noninsurable crops when low yields, loss of inventory, or prevented planting occur due to natural disasters.
Overview
Description:
NAP provides basic coverage equivalent to the catastrophic level risk protection plan of insurance coverage, which is based on the amount of loss.
Coverage Levels:
- Catastrophic Coverage (CAT): Provides coverage at 50% of the approved yield and 55% of the average market price.
- Buy-Up Coverage: Offers higher levels of coverage, up to 65% of the approved yield and 100% of the average market price.
- Application Deadline: Producers must apply for coverage by the crop-specific application closing date.
Service Fee: Producers must pay a service fee of $325 per crop per county, not to exceed $825 per producer per county or $1,950 for multi-county producers.
Premiums: For buy-up coverage, additional premiums apply based on the coverage level selected.
To apply for NAP coverage, producers must submit an application for coverage and service fee by the application closing date for their specific crops. In the event of a loss, producers must also file a notice of loss and an application for payment. Detailed enrollment instructions and deadlines are available through the local Farm Service Agency (FSA) office.
Eligibility:
An eligible producer is a landowner, tenant or sharecropper who shares in the risk of producing an eligible crop and is entitled to an ownership share of that crop. An individual’s or entity’s average adjusted gross income (AGI) cannot exceed $900,000 to be eligible for NAP payments.
Eligible crops include those for which federal crop insurance is not available, such as fruits, vegetables, aquaculture, floriculture, mushrooms, turfgrass, ginseng, honey, maple sap, and others. Producers must meet specific criteria and comply with all program requirements. Producers are encouraged to check with their local FSA office for specific requirements, application deadlines, and additional program details.
Financial benefit:
Limited to $125,000 per crop year, per individual or entity for crops with basic (catastrophic) coverage. Any NAP payments received directly or indirectly for crops with additional (buy-up) coverage, will be attributed to the applicable individual or entity and limited to $300,000 per crop year, per individual or entity.
Contact information
Information last updated on July 15, 2025.
Planning Importance
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Landscape Characteristics
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